What's Yu Htar+ service ?

MPT’s “Yu Htar+”, a Loan Balance service, allows you to borrow balance from MPT whenever you need. Dial *800# to borrow balance in case of emergencies and for convenience if top up is not easily available. Loan amount and service fee will be charged from your next Top up fully or partially based on the mobile balance available. Effective from 10th  June, minimum loan of 800ks can be availed only 1 time in a month and for more loans within same month you need to take higher loan amount i.e. 1000 ks, 1500 ks,  2500 ks, 4500 ks based on your loan eligibility.

How to take loan from YuHtar+ service?

mpt

Yu Htar+ service

mpt

Yu Htar+ service

mpt

Yu Htar+ service

How to take Yu Htar (loan) service?

If you need loan balance from MPT, simply send a request by dialing *800#
from your MPT number.
If you are eligible, you will automatically receive a balance credit. These are eligibity criteria.

1. This service is available only for Prepaid customers.
2. Your SMS activation should be more than 30 days on MPT network.
3. You should have done at least one top-up in the last 90 days.
4. You need to have minimium top-up amount of 3000 Ks in last 90 days.
5. You can take multiple loans without paying the previous one till your maximum credit limit
6. Minimum loan of 800ks can be availed only 1 time in a month and for more loans within same month you need to take higher loan amount i.e. 1000 ks, 1500 ks, 2500 ks, 4500 ks.

What can we use Yu Htar Service?

Borrowed amount from Yu Htar + service, can be used for all MPT services (except VAS services*)

*If you want to use VAS service from borrowed amount, two more conditions need to full fil

a) Activation should be more than 30 days.

b) Minimum of 3000 Ks of usage from main balance.

vas

“The Yu Htar+ Service for loan balance transfers allows me to borrow directly from MPT. This service is specifically designed to be used in emergencies or for convenience, should I not be able to top up.”

Frequently Asked Questions

1.What is Yu-Htar+ Service?

MPT’s “Yu-Htar+”, a Loan Balance service, allows you to borrow balance from MPT whenever you need.
Dial *800# to borrow balance in case of emergencies and for convenience if top up is not easily available.

2. How do I access Yu-Htar+ Service?

You can access the service with the following USSD codes:

*800# to access USSD menu You can access the service
By sending SMS request to 8000 with desired loan amount: 800 – to immediately request 800 Ks loan
You can access the service through MPT4U application

3. What are the conditions to use Yu-Htar+ service?

To enjoy service, you should be a Pre-Paid customer
To enjoy service, your number must have been activated more than 30 days ago
To enjoy service, you must have recharged at least one top-up in the last 90 days
To enjoy service, you must have recharged at least 3000 Ks in the last 90 days
To enjoy service, you can take the loan without paying the previous one you’re your credit limit
Your credit limit is calculated based on the number and amount of recharges on MPT network

4. How much loan I can take with Yu-Htar+ service?

You can take the loan for the given below amount based on you credit limit.

Loan Amount Service Fee Recovery on next Top up
800 ks 60 ks 860 ks
1000 ks 100 ks 1100 ks
1500 ks 150 ks 1650 ks
2500 ks 250 ks 2750 ks
4500 ks 450 ks 4950 ks

Loan amount and service fee would be charged to you on your next top up either fully or partially based on your mobile balance availability.

Minimum loan of 800ks can be availed only 1 time in a month and for more loans within same month you need to switch to higher loan amount.

5. What can we use Yu-Htar+ service for?

Borrowed amount with Yu-Htar+ service can be used for all MPT services (except VAS services*)

If you want to use VAS service from borrowed amount, two more conditions need to full fill

a)Activation should be more than 30 days
b) Minimum of 3000 Ks of usage from main balance.

6. What is the validity of loan borrowed with Yu-Htar+ service?

The validity of the borrowed amount with Yu-Htar+ service is 30 days

7. How can I check my outstanding loan for Yu-Htar+ service?

dial to *800*7#
dial *800# -> other options -> For debt info
send Debt to 8000 over SMS
check through MPT4U application

8.How can I check my credit limit for Yu-Htar+ service?

dial *800*0#
dial *800# -> other options -> For credit limit

9.How can I see my loan transaction history?

Dial *800*5#
Dial *800# -> other options -> Transaction history

10. How does MPT decide my loan amount limit?

It is decided based on multiple factors like

Number of Top up
Amount of Top up
Usage on MPT network (Data & Voice)
of days of activation on MPT network

11. Why my loan amount is only 800ks even though my friends can take a loan up to 4500ks?

The loan limit is personal and is decided by the system based on multiple factors like

Number of Top up
Amount of Top up
Usage on MPT network (Data & Voice)
of days of activation on MPT network

To increase your loan limit, you should more active on MPT network and top-up more frequently.

12. Can I use loan balance on international roaming to make calls, send SMS or use internet data?

No, loan balance cannot be used on international roaming calls, SMS and data.

13. Can I use loan balance to make international calls and send SMS to international numbers?

No, loan balance cannot be used to make calls or send SMS to international numbers.

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